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Mortgage Lenders

Gain the competitive edge through strategic benchmarking

Buying a house is among the most significant purchasing decisions a person can make. There’s not much “shopping around” when it comes to lenders. Whether or not a homebuyer will trust you with their mortgage will be decided long before they even walk in your door. Bring them to you and away from the competition by offering customer experience that stands out. Become a client today.

MORTGAGE LENDERS

Your customers are with you for a long time. Their satisfaction is essential for your continued profitability. Decades of research have shown that strong satisfaction strengthens financial performance. Strategic ACSI benchmarking and expert analysis benefits your bottom line.

At a glance:

Mortgage Lenders

  • Inaugural year:

    2024

  • Updated:

    annually

  • Most recent data:

    2025

  • Companies:

    6 major companies, plus aggregate of smaller lenders

Satisfaction Benchmarks by Company
Mortgage Lenders
Anchor Link Company 2024 2025 %Change
Mortgage Lenders 75 74 -1%
#rocket-mortgage Rocket Mortgage 80 83 4%
#bank-of-america Bank of America 77 79 3%
#chase Chase 78 78 0%
#wells-fargo Wells Fargo 77 77 0%
All Others 75 75 0%
#citizens-bank Citizens Bank NA 73 NA
#freedom-mortgage Freedom Mortgage 72 68 -6%

NA – Not Available

Customer Experience Benchmarks Year-Over-Year Industry Trends
Mortgage Lenders
Benchmarks 2024 2025
Quality of mobile app 82 82
Reliability of mobile app (minimal downtime, crashes, lags) 80 81
Website satisfaction 81 79
Ability of loan officer to explain loan process 77 78
Loan officer knowledge 77 78
Loan processor responsiveness 77 78
Understanding of next steps in the process 78 78
Ability of loan processor to keep everyone informed 77 77
Ease of providing required documents 77 77
Loan officer responsiveness 77 77
Loan processing time (from application to approval) 77 77
Ability of mortgage to meet specific needs 74 75
Ease of using online tools 75 75
Online tools visual appeal 74 74
Call center satisfaction 72 73
Interest rate 71 71
Fees and costs (lender points/fees, appraisal cost, closing fees, title insurance) 68 69


Satisfaction Benchmarks by Lender Type
Mortgage Lenders
ACSI
Credit Union 78
Bank 74
Independent Mortgage Lender 72


Customer Experience Benchmarks by Lender Type
Mortgage Lenders
Bank Credit Union Independent Mortgage Lender
Quality of mobile app 83 83 80
Reliability of mobile app (minimal downtime, crashes, lags) 82 83 80
Website satisfaction 81 81 78
Understanding of next steps in the process 79 80 78
Ability of loan officer to explain loan process 78 82 79
Ease of providing required documents 78 78 77
Loan officer knowledge 78 80 79
Loan officer responsiveness 78 80 78
Loan processor responsiveness 78 81 78
Ability of loan processor to keep everyone informed 77 79 78
Ability of mortgage to meet specific needs 77 77 73
Loan processing time (from application to approval) 77 79 77
Call center satisfaction 76 78 68
Ease of using online tools 76 76 75
Online tools visual appeal 76 77 73
Interest rate 74 76 67
Fees and costs (lender points/fees, appraisal cost, closing fees, title insurance) 70 73 66


Industry averages are weighted by companies’ market shares.
2025 results based on data collected October 2024 – September 2025

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